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Whether you're saving for college tuition or a secure retirement, 1st United can help you reach your goals safely with our high-yield Certificate Accounts. Certificates offer guaranteed earnings and pay higher interest than a traditional savings account because the funds are committed to a fixed term.
Better yet, our certificates offer even more unmatchable benefits that other financial institutions don’t. Things like:
- Above-market rates
- Flexible terms between 6 and 84 months
- Low $1,000 minimum
- Bump feature – bump-up your rate one time if we advertise a higher rate
- Add-on feature – Add funds to your existing certificate anytime
- Withdrawal feature – Make a one-time penalty-free withdrawal of your interest
- Youth certificate option with low $100 minimum
- Insured to $250,000 by the NCUA
As a not-for-profit financial institution, we believe in celebrating financial literacy. That’s why we offer special accounts to help youth and young adults get started on the road to a bright financial future.
Members under age 18 can get all the same benefits that a regular certificate offers, but they can start earning with as little as $100 for a 12-month term.